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Notice: For informational purposes only, contact your account representative for disclosures and fee schedules.
Personal Checking Account
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$100.00 minimum to open this account.
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To avoid the imposition of the maintenance fee you must meet the following requirements:
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Minimum Balance Requirements
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A maintenance fee of $7.00 will be imposed every statement cycle if the balance in the account falls below $100.00 any day of the monthly statement cycle.
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A maintenance fee of $6.00 will be imposed every statement cycle if the balance in the account falls below $200.00 any day of the monthly statement cycle.
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A maintenance fee of $5.00 will be imposed every statement cycle if the balance in the account falls below $300.00 any day of the monthly statement cycle.
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A maintenance fee of $4.00 will be imposed every statement cycle if the balance in the account falls below $400.00 any day of the monthly statement cycle.
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A maintenance fee of $3.00 will be imposed every statement cycle if the balance in the account falls below $500.00 any day of the monthly statement cycle.
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A transaction fee of 0.15 will be imposed for each debit in excess of 20 transactions (withdrawal, check paid, automatic transfer or payment out of your account) if the balance in the account falls below $500.00 any day of the monthly statement cycle.
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Benefits
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Fifty Plus Account
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$100.00 minimum opening balance.
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No monthly maintenance fee.
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Unlimited check writing.
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Minimum balance of $100.00 in the account each day to obtain the disclosed annual percentage yield.
Call the bank at (254) 755-6555 for Interest Rate and APY information.
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Compounding and crediting is monthly.
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Balance computation method is daily balance.
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Benefits
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Visa Check Card
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Free notary service
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Direct Deposit
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24-hour Telephone Banking
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Online Banking and Bill Pay
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Free single bank stock checks
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Image Statements
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NOW Account
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$1,500.00 minimum opening balance.
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Minimum balance of $1500.00 in the account each day to obtain the disclosed annual percentage. Call the bank at (254) 755-6555 for Interest Rate and APY Information.
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Compounding and crediting is monthly.
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Balance computation method is daily balance.
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To avoid the imposition of the maintenance fee you must meet the following requirements:
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Minimum Balance Requirements:
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A maintenance fee of $10.00 will be imposed every statement cycle if the balance in the account falls below $1500.00 any day of the monthly statement cycle.
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A transaction fee of $0.15 will be imposed for each debit in excess of 20 transactions (withdrawal, check paid, automatic transfer or payment out of your account) if the balance in the account falls below $1500.00 any day of the monthly statement cycle.
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Benefits
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Notice: For informational purposes only, contact your account representative for disclosures and fee schedules.
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Money Market Account
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$2,500.00 minimum opening balance.
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Minimum balance of $.01 in the account each day to obtain the disclosed annual percentage yield. Call the bank at (254) 755-6555 for Interest Rate and APY Information.
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Compounding and crediting is monthly.
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Balance computation method is daily balance.
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To avoid the imposition of the maintenance fee you must meet the following requirements:
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Minimum Balance Requirements:
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A maintenance fee of $10.00 will be imposed every statement cycle if the balance in the account falls below $1500.00 any day of the monthly statement cycle.
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Account transfers are limited to 6 per monthly statement cycle.
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$10.00 excessive transaction fee for every debit in excess of 3 per monthly statement cycle.
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Benefits
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Advantage Account
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$10,000.00 minimum opening balance.
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Minimum balance of $.01 in the account each day to obtain the disclosed annual percentage yield. Call the bank at (254) 755-6555 for Interest Rate and APY Information.
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Compounding and crediting is monthly.
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Balance computation method is daily balance.
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The interest rate paid on this account is tiered based on the following daily account balances.
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Tier 1-If your daily balance is $9,999.99 or less.
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Tier 2-If your daily balance is $99,999.99 or less.
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Tier 3-If your daily balance is $100,000.00 or more.
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To avoid the imposition of the maintenance fee you must meet the following requirements:
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Minimum Balance Requirements
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A maintenance fee of $10.00 will be imposed every statement cycle if the balance in the account falls below $1500.00 any day of the monthly statement cycle.
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Account transfers are limited to 6 per monthly statement cycle.
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$10.00 excessive transaction fee for every debit in excess of 3 per monthly statement cycle.
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Benefits
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Business Savings Account
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$100.00 minimum opening balance.
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Minimum balance of $.01 in the account each day to obtain the disclosed annual percentage yield. Call the bank at (254) 755-6555 for Interest Rate and APY Information.
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Compounding and crediting is quarterly.
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Balance computation method is daily balance.
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To avoid the imposition of the maintenance fee you must meet the following requirements:
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Minimum Balance Requirements
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A maintenance fee of $3.00 will be imposed every statement cycle if the balance in the account falls below $100.00 any day of the quarterly statement cycle.
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Account transfers are limited to 6 per statement cycle.
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$3.00 excessive transaction fee for every debit in excess of 3 during a month.
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Benefits
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Savings Account
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$100.00 minimum opening balance.
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Minimum balance of $.01 in the account each day to obtain the disclosed annual percentage yield. Call the bank at (254) 755-6555 for Interest Rate and APY Information.
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Compounding and crediting is quarterly.
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Balance computation method is daily balance.
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To avoid the imposition of the maintenance fee you must meet the following requirements:
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Minimum Balance Requirements
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A maintenance fee of $3.00 will be imposed every statement cycle if the balance in the account falls below $100.00 any day of the quarterly statement cycle.
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Account transfers are limited to 6 per statement cycle.
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$3.00 excessive transaction fee for every debit in excess of 3 during a month.
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Benefits
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Minor Savings Account
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$25.00 minimum opening balance.
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Minimum balance of $.01 in the account each day to obtain the disclosed annual percentage yield. Call the bank at (254) 755-6555 for Interest Rate and APY Information.
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Compounding and crediting is quarterly.
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Balance computation method is daily balance.
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To avoid the imposition of the maintenance fee you must meet the following requirements:
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Minimum Balance Requirements
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Benefits
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Internet banking is available for :
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Notice: For informational purposes only, contact your account representative for disclosures and fee schedules.
- $1000.00 minimum opening balance.
- Maturity terms 1 month to 5 years.
- Minimum balance of $.01 in the account each day to obtain the disclosed annual percentage. Call the bank at (254) 755-6555 for Interest Rate and APY Information.
- Balance computation method is daily balance.
- Interest payment frequency is monthly or quarterly.
- Interest payment method added back to CD, by check or deposited to FBOT Account.
- Early withdrawal penalty 30 days of interest on amount withdrawn for maturity term of less than one year or 91 days of interest on amount withdrawn for maturity term of one year or more.
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Notice: For informational purposes only, contact your account representative for disclosures and fee schedules.
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The USA Patriot Act requires us to collect, verify, and retain your name, address, date of birth, and other information. We are verifying the information to protect our banking system from abuse. Please help us by having identification like a driver's license or other government issued photo identification available. Your cooperation is greatly appreciated. Fidelity Bank of Texas assures you that your information will remain private and confidential (9/12/03). |
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*For every Non-Corporate Commercial Account, an assumed name certificate and a resolution is needed.
*Only a Sole Proprietorship may have a Visa Check Card.
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