Deposit

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Notice: For informational purposes only, contact your account representative for disclosures and fee schedules. 

• Class Act Accounts

  • $100.00 Initial deposit or payroll check

  • No service charge

  • Unlimited check writing

  • Visa Check Card, and

  • Free Notary Service.

   

• Personal Checking Account

  • $100.00 Initial deposit or payroll check

  • Monthly Service Charge from $0.00 to $7.00

    • No service charge, if lowest balance during the statement cycle is above 500.01.

    • $3.00 service charge, if lowest balance during the statement cycle is between $400.01 and $500.00.

    • $4.00 service charge, if lowest balance during the statement cycle is between $300.01 and $400.00.

    • $5.00 service charge, if lowest balance during the statement cycle is between $200.01 and $300.00.

    • $6.00 service charge, if lowest balance during the statement cycle is between $100.01 and $200.00.

    • $7.00 service charge, if lowest balance during the statement cycle is below $100.00

  • Check Fee of $.15 each over 20 per month

  • Visa Check Card

  • Free notary service

  • Image Statements

• Fifty Plus Account

  • $100.00 Initial deposit or payroll check

  • No service charge

  • Unlimited check writing

  • Visa Check Card

  • Free notary service

  • Free single bank stock checks

  • Account interest rate paid on balance, unless balance falls below $100.00.

  • Image Statements

• NOW Account

  • Opening balance of $1,500.00

  • $10.00 Fee if balance falls below $1,500.00

  • $.15 Fee for every debit over 20 per month

  • Visa Check Card

  • Free notary service.

• Small Business Checking Account

  • Opening balance of $100.00

  • $.15 Fee for every debit over 50 per month

  • $.15 Fee for each item deposited in excess of 150 per month

  • $6.00 Fee if balance falls below $1,500.00

  • Free notary service.

• Commercial Checking Account

  • Opening balance of $300.00

  • $.15 Fee for every debit

  • $.08 Fee for each item deposited

  • $.30 Fee for every credit posted

  • $10.00 Maintenance fee

  • Free notary service

  Savings Products

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Notice: For informational purposes only, contact your account representative for disclosures and fee schedules.

• Money Market Account

  • Opening balance of $2,500.00

  • $10.00 Service charge if balance falls below $1,500

  • Account transfers limited to 3 per month

  • $10.00 Service charge for every debit in excess of 3 per month

  • Free notary service.

• Advantage Account

  • Opening balance of $10,000

  • Rate paid is 25 basis points below the 90 day T-Bill rate, and is changed weekly.  If balance drops below $10,000 interest earned will decrease 0.5% for the entire month.

  • Up to 6 transfers per month.

  • Offered to both individuals and businesses.

  • $10.00 service charge if balance falls below $1,500.

  • Free notary service.

• Business Savings Account

  • Opening balance of $100.00

  • Interest paid quarterly/calculated daily

  • $3.00 Service charge if balance falls below $100.00

  • Account transfers limited to 3 per month

  • $3.00 Service charge for every debit in excess of 3 per month

  • Free notary service.

• Savings Account

  • Opening balance of $100.00

  • Interest paid quarterly/calculated daily

  • $3.00 Service charge if balance falls below $100.00

  • Account transfers limited to 3 per month

  • $3.00 Service charge per debit in excess of 3 per month

  • Free notary service.

• Minor Savings Account

  • Opening balance of $25.00

  • Interest paid quarterly/calculated daily

  • $3.00 Service charge per debit in excess of 3 per month

  • Account transfers limited to 3 per month

  • Free notary service.

  Internet banking is available for :

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• Personal Accounts

• Business Accounts

• Business Accounts with Cash Management

  CD Products

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Notice: For informational purposes only, contact your account representative for disclosures and fee schedules.

• With a minimum deposit of $1,000 CD's are available for

  • 30 days

  • 90 days

  • 180 days

  • 1 year

  • 2 year

  • 3 year

  • 4 year

  • 5 year

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Notice: For informational purposes only, contact your account representative for disclosures and fee schedules.

• Traditional IRA

• Roth IRA

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The USA Patriot Act requires us to collect, verify, and retain your name, address, date of birth, and other information. We are verifying the information to protect our banking system from abuse. Please help us by having identification like a driver's license or other government issued photo identification available. Your cooperation is greatly appreciated. Fidelity Bank of Texas assures you that your information will remain private and confidential (9/12/03).

*For every Non-Corporate Commercial Account, an assumed name certificate and a resolution is needed.

*Only a Sole Proprietorship may have a Visa Check Card.