Contact UsFeedbackHomeSite Map
About FBOT
24 Hour Services
Privacy Statement
All Forms
Community Links
Member FDIC - Equal Housing Lender
About FBOT
Statement of Condition
As of December 31st, 2017

Dollar Amounts in Thousands
Cash & balances due: Noninterest-bearing balances 1,579
Cash & balances due: Interest-bearing balances 30,501
Securities: Held-to-maturity securities 0
Securities: Available-for-sale securities 1,480
Federal funds sold 0
Securities purchased under agreements to resell 0
Loans and leases held for sale 0
Loans and leases, net of unearned income 63,997
Less: Allowance for loan and lease losses 664
Loans and leases, net of unearned income and allowance 63,333
Trading assets 0
Premises and fixed assets 879
Other real estate owned 0
Investments in unconsolidated subsidiaries and associated companies 0
Intangible assets: Goodwill 0
Intangible assets: Other intangible assets 0
Other assets 450
Total assets $98,222


Dollar Amounts in Thousands
Deposits: In domestic offices 83,686
Deposits: In domestic offices, noninterest-bearing 15,576
Deposits: In domestic offices, interest-bearing 68,109
Federal funds purchased 0
Securities sold under agreements to repurchase 0
Trading liabilities 0
Other borrowed money 0
Subordinated notes and debentures 0
Other liabilities 100
Total liabilities $83,786


Dollar Amounts in Thousands
Perpetual preferred stock and related surplus 0
Common stock 500
Surplus 6,050
Retained earnings 7,897
Accumulated and other comprehensive income -11
Other equity capital components 0
Total equity capital 14,436
Total liabilities, minority interest, and equity capital $98,222
 Personal Banking
 Business Banking
 Statement of Condition
 Consumer Best Practices
 Business Best Practices
 Fraud and Error Reporting
 Lending Officers
 Checking Products
 Savings Products
 Internet Banking
 CD Products
 Patriot Act
 ATM Locations/Map Link
 Depository Locations
 Online Banking/Bill Pay
 Banking by Phone
 Safe Deposit
 Wire Transfer
 Utility Bill Payments
 Other Services
 Home Loans
 Home Equity
 Home Improvement
 Deposit Accounts
 Consumer Loan Application
 Personal Financial Statement
 Application for Employment
 Greater Waco Chamber of Commerce
 City of Waco
 McLennan Community College
 Baylor University
 Texas State Technical College
 Waco Tribune-Herald
 FDIC Current Scams